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The best interest rates for student loan refinancing hover around 1.95%.For years, State Farm agents could offer mortgages to their customers through State Farm Bank, the company’s banking arm that , auto loans, checking accounts, savings accounts, credit.

In short, refinancing student loans generally does not hurt your credit.

Variable interest rate loans typically start with a lower interest rate, but the rate can go up and down—along with your monthly payment. We’re proud to offer some of the lowest rates available.

We’ve put together a library of essential resources (like how-to guides, comparisons, and calculators) to help you make better choices when it comes to refinancing student loans.

Your home loan should be a conventional, fixed-rate mortgage with a 15-year (or less) term. A 5,000, 30-year mortgage with a 4% interest rate will cost you ,000 more over the life of the loan than a 15-year mortgage will.

Whether you're buying a home, upgrading your vehicle, or consolidating debt, Haverhill Bank can complement your goals with a loan that fits your lifestyle.